Seedly is a great starting point for Singaporeans. The main difference with Tab: most trackers wait for you to remember and type in each expense, while Tab reads your bank's payment alerts and asks you once, with one-tap categories on Telegram.
| Manual expense tracker | Tab | |
|---|---|---|
| Logging | You remember and type each spend | Tab reads the bank alert and asks you once |
| Repeat merchants | Re-enter every time | Auto-logged after the first answer |
| Splitting | Manual | PayNow link + sees who's paid |
| Subscriptions | You spot them | Tab flags recurring charges |
| Where | An app you must open | Telegram, where you already are |
| Price | Varies | Free |
People who start a budgeting app and quietly abandon it because logging is a chore. If that's you, Tab removes the chore — it logs from your bank's alerts and only asks a one-tap question when it needs to.
No. Seedly is manual-first; Tab logs from your bank's alerts automatically and runs on Telegram.
Yes, Tab is free.
No — you can run Tab alongside anything.
Tap to pay. Tab to remember.
Free, built for Singapore. Runs on Telegram.
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Tab · Built for Singapore · Last updated November 2026 · Privacy · Terms